The content provided to you in the Credit Articles ("Content") has been compiled and provided by Credit.com News & Advice as a service to the public and is reprinted here by Springleaf with their permission. While we make every attempt to provide accurate and timely information to serve the needs of our customers, there is no guarantee that the Content is accurate, timely, complete, or applicable to your situation. We have not been involved in the preparation, adoption, or editing of the Content, and we do not explicitly or implicitly endorse or approve the Content. We are not responsible or liable for any Content, including any advertising, products, or other materials on or available from third party sites. The Content is not a substitute for a consultation and review of your individual financial needs by a certified financial planner. The views expressed and materials presented represent the unique view of each website and do not represent the opinion of Springleaf. You must use the Content only at your own risk. The Content is not intended as legal advice and should not be used as a substitute for the advice of competent legal counsel. THE CONTENT IS PROVIDED ON AN "AS-IS" BASIS. THE CONTENT PROVIDERS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.